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Top picks for Financial Analysis (2026)

Reading earnings, modeling cash flows. Ranked from 352 live models on the OpenRouter catalog, weighted for reasoning quality, tool calling, structured output.

What this is A capability-matched shortlist, not a benchmark-tested winner. Models are scored by the fit of their declared specs (structured output, reasoning, context, modality, price) against Financial Analysis. Pair with benchmark sources like Artificial Analysis or LMSys Arena before you ship. Full methodology →
#ModelScoreIn / 1MOut / 1MContext
1 Xiaomi: MiMo-V2.5xiaomi/mimo-v2.5 120 $0.40 $2.00 1,048,576 Details →
2 MoonshotAI: Kimi K2.6moonshotai/kimi-k2.6 120 $0.74 $4.66 256,000 Details →
3 Google: Gemma 4 26B A4B (free)google/gemma-4-26b-a4b-it:free 120 Free Free 262,144 Details →
4 Google: Gemma 4 26B A4B google/gemma-4-26b-a4b-it 120 $0.06 $0.33 262,144 Details →
5 Google: Gemma 4 31B (free)google/gemma-4-31b-it:free 120 Free Free 262,144 Details →
6 Google: Gemma 4 31Bgoogle/gemma-4-31b-it 120 $0.13 $0.38 262,144 Details →
7 Qwen: Qwen3.6 Plusqwen/qwen3.6-plus 120 $0.33 $1.95 1,000,000 Details →
8 Z.ai: GLM 5V Turboz-ai/glm-5v-turbo 120 $1.20 $4.00 202,752 Details →
9 xAI: Grok 4.20x-ai/grok-4.20 120 $2.00 $6.00 2,000,000 Details →
10 Xiaomi: MiMo-V2-Omnixiaomi/mimo-v2-omni 120 $0.40 $2.00 262,144 Details →
11 OpenAI: GPT-5.4 Nanoopenai/gpt-5.4-nano 120 $0.20 $1.25 400,000 Details →
12 OpenAI: GPT-5.4 Miniopenai/gpt-5.4-mini 120 $0.75 $4.50 400,000 Details →
13 Mistral: Mistral Small 4mistralai/mistral-small-2603 120 $0.15 $0.60 262,144 Details →
14 ByteDance Seed: Seed-2.0-Litebytedance-seed/seed-2.0-lite 120 $0.25 $2.00 262,144 Details →
15 Qwen: Qwen3.5-9Bqwen/qwen3.5-9b 120 $0.10 $0.15 262,144 Details →

How we ranked these

For Financial Analysis, we weight models on reasoning quality, tool calling, structured output. Higher means better. Scores combine each model's public metadata (context length, modality support, tool calling, structured output, reasoning capability) with live pricing. See full methodology →

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